What Legal Documents Does My 18-Year-Old Need? When your child turns 18, you lose automatic access to their medical and financial information—even in an emergency. In this post, we break down the essential legal documents every young adult should have, from HIPAA forms to powers of attorney, so you can stay prepared and support them as they step into adulthood.

When James Howells accidentally tossed a hard drive holding 8,000 Bitcoin, he lost access to a fortune now worth over $700 million. His story is more than a cautionary tale—it’s a powerful reminder of why digital asset protection and a complete asset inventory are essential parts of any modern estate plan.

The type of trust you choose can make all the difference in how your family accesses your assets, avoids court, and protects your legacy.